Lighthouse Financial | Financial Advice | Mortgages | Accounting | Property Investment
Your partner in
property tax returns trust accounting tax planning property structures  
Your finances are more than numbers. So are we.

Property investing in Australia is more complicated than it should be. We bring clarity to your structure , Financial Advisor Aucklandevery deduction you're entitled to, and filings on timefinancial advisor Auckland — so your investment works for you, not against you.

Sound familiar?

Most property investors are leaving money on the table

If your accountant isn't all over your property portfolio, you're not alone. We work with Australian property investors every day who face the same questions about deductions, structures, and the new negative-gearing rules.

“Am I claiming every deduction my investment property is entitled to?”

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“Am I claiming every deduction my investment property is entitled to?”

Depreciation, interest, insurance, travel, home office — most investors miss several thousand dollars in deductions every year.

“Is my property held in the right structure under the new 2026 rules?”

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“Is my property held in the right structure under the new 2026 rules?”

Established residential properties acquired after May 2026 face new negative-gearing limits. SMSFs and trusts are exempt — and the right structure could mean tens of thousands in tax saved.

“Am I prepared for the 2027 CGT changes when I eventually sell?”

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“Am I prepared for the 2027 CGT changes when I eventually sell?”

The 50% CGT discount is being replaced by indexation and a 30% minimum tax on net gains. Your cost base matters more than ever — and that starts with the right records today.

“Should my property be in my own name, a trust, or an SMSF?”

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“Should my property be in my own name, a trust, or an SMSF?”

The right structure depends on your goals, your tax position, and what you're planning to do with the portfolio long term. We help you get it right from day one.

How we help

We work with you through every stage of your property portfolio

Where you start
Financial Freedom
Your first investment property
Your first investment property
Structure advice — your name vs trust vs Pty Ltd vs SMSF
Depreciation schedule setup (coordinated with a quantity surveyor)
First-year deduction strategy
ATO registrations sorted (ABN, TFN, GST if applicable)
Building your portfolio
Building your portfolio
Multi-property accounting
Trust or SMSF strategy for negative-gearing protection
Quarterly BAS / GST handling
Year-end deduction optimisation
Selling & exit planning
Selling & exit planning
Capital gains tax calculation
Cost-base substantiation
Indexation strategy (post-2027)
Structure review before sale

Our promise to you

Built around how property investors actually work

Specialist property tax accountants — focused on getting you every deduction, in the right structure, filed on time.

30 days

Returns filed within 30 days of receiving your info

100%

Every deduction your portfolio is entitled to

2026

Structures aligned with new negative-gearing rules

24h

Reply to your calls and emails within 24 hours

What we offer

Specialist property accounting — that's all we do.

Accounting

Property tax returns, BAS, depreciation schedules, trust accounting, SMSF property advice. We specialise in property investors — nothing else.